Bad Credit Finance
Bad Credit Finance questions and answers
Learn more about Bad Credit Finance at Bad Credit Questions.
Q: How can a person with really bad credit finance an instrument?
I am only 20 and have a score somewhere in the 500's and no credit cards will let me have their card, and i am a serious musician who needs new equipment. Anyone have any suggestions?
A: Hello,
You may want to start out with a part time job or second job to save cash to buy the instrument outright rather than financing. If you finance it could wind up costing you quite a bit in the long run.
You may also want to check in pawn shops for good deals or perhaps on a community classifieds site such as craigslist.
Do you have anything of value that you can barter or trade? If you don't have the money this might work for you.
You may also want to speak to a credit counselor in regards to raising your credit score and how you may go about doing so.
Good luck.
Q: Does anyone know of any Minnesota car dealers that finance bad credit?
or any other bad credit auto loans. I am improving my credit, but it is still bad, and my car is dying!
Serious answers only!
A: Typically, unless you buy from a 'buy-here, pay-here' lot, the dealership doesn't actually finance the car. They submit your application to lenders and try to negotiate an approval. I would suggest to maybe try your bank or credit union to see if they will finance an auto loan for you. If not, then I would go to the nicest dealership in the area and talk to one of the associates about your situation. It's best to be honest upfront rather than hiding it. Good luck.
Q: Where can I find a denist in tennessee that will finance bad credit or do pro bono work? Need help bad!?
I am praying and looking for a denist that can finance some dental work or do it for pro bono! I have terrible credit, but I'll do everything I can to fix my teeth! They hurt so bad and are only getting worse! I have all but 2 or 3 of my teeth, but everyone of them are rotten and just crumble to nothing, and the longer I go the worse they get, the more money and pain I'll have to have, so please I am begging please help me or please send me to somewhere that there might be some hope of helping me, Please, please! I live on disability and have two children, not a lot of money, but please I need help, this is making my health worse everyday, and I am not even making this more than it is, if you will tell me how; I will send a picture of these crumbling, black, rotten, pus filled, nasty, very painful teeth of mine! Please help me, if it's not to but send me to someone else just please help keep my hopes up, becaam about to give up! Thanks Amanda
A: I am in the same situation you are in I went to the dental schools to have students work on me but the down fall with clinics is that they only do a little work at a time and it gets stretched out over so long. I have bad credit too. But i finally got a dentist to finance me for 3500 and come to find out he was ridiculously expensive! like 1200 for one CROWN!! So i took my financed butt somewhere else i NOW have 5 crowns woohoo and my front teeth are beautiful now i have to pay this 3500 off then start all over I'm FAR from done. I also have dentemax which is a discount program. here is what i was financed through..
www.carecredit.com
and here is the dentemax
http://www.dentalplans.com/dentalplans/dentemaxhome.asp?zipcode=
PS I live in Memphis tn let me know if you have any questions
Q: Pensioner with bad credit rating and ex bankrupt looking to find credit, finance or personal loan.?
Looking to find were I can get either a credit card,finance or personal loan from legitimate business.I'm finding it hard as I'm a pensioner and have a bad credit rating.I did file for bankruptcy but have now been discharged but have been unsuccessful with applications so far.
Looking for companies in Melbourne or other Australian states.
A: Bad credit personal loans normally carry a higher rate of interest. This is because of the higher risk potential in such loans. One may also be overcharged on this account. The borrowers are asked to pay a hefty charge and have to face some inflexible terms of payment. Nevertheless, there are lenders who charge reasonably lower rates of interestcomfort and a future comfort also leads to this trap. Deciding the monthly repayments and the number of installments further strain your mental faculties. An expert advice from knowledgeable people will help in this decision. Being aware of ones financial condition, the borrower can decide the various details of the loan in a much better manner. Thus, the final decision is reserved with the borrower himself.
Q: anyone know of mortgage company that will finance bad credit?
I have 5% to 10% to put down to buy a house but cannot get more than an 80% mortgage. Anyone know of any companies that will help?
A: The FHA will do up to 97.5% financing with a credit score as low as 500.
Q: I have bad credit, but a large down payment, what banks will finance me?
I have a repossession on my credit, so my FICO is about 540. I want to be able to negotiate price like a cash-buyer and need a bank willing to finance me with bad credit. I have a max of $10,000 to put down.
I am going to finance so I can rebuild my credit. STOP telling me to go buy a car with my downpayment.
A: Any bank will, if you are borrowing 50,000 or less,
10,000 is 20% of 50,000
but it's only 10% at 100,000..not likely.....
Q: Where i can find a guide to bad credit finance options?
A: About bad credit guide, you can try see at http://nice-tip.com/finance/a_guide_to_bad_credit_finance_options.html
I think it really help you.
Q: Where is the best place in Houston that i can finance a car with very bad credit?
I have bad credit and I wanted to see where I can go with bad credit and get financed..no particular car used/sale no perticular make and model...any suggestions would help
A: In this site you can get rates for you
http://loanquotes.notlong.com
Q: can I get car finance if i have bad credit rating?
My credit rating is bad because of late payments, will this affect me getting a used car on finance?
A: no it shouldnt but you'll b better off going to your bank 4 a loan as these companies charge very high interest!
Good luck darling x
Q: Who is the best auto-finance for bad credit?
I do not have the best credit due to my ex-huband, but I have never had a car repossessed and I have a great car buying history. I bought a car in January because I needed one so desperately and they gave me an outrageous interest rate even with putting $3,000 down from my taxes. Does anyone know anyone who would refinance my loan for a much better loan rate. The rate is way worse than a credit card!!
A: freecreditreport.hotusa.org - try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.
Q: dose anyone know where i can get a new tv on finance with bad credit?
my tv just packed in and i need a new one dose anyone know where i can get a new on on finance ? i have a bad credit so i tried bright-house but there not available in my area! please help
A: You know why you have bad credit? Because you bought things you could not afford. Something you're trying to repeat now. Save up your money until you can afford to pay cash for your next TV.
Q: Should I major in Accounting and Finance if I have bad credit?
I have decided to go back to school at age 24 and even though I'm excited I thought of something that may come back to bite me. I planned on going to school for two degrees; accounting and finance, but I have bad credit. After I finish school would anyone be willing to hire me? I'm not sure if an accounting or other brokerage firms do credit checks. I work at a brokerage firm but they did a background check, not one for credit. Should I choose different majors?
A: Сredit repair workеd fine to fix my credit. They disputed and removed lots of bad items from my credit report. I used this service - credit-report-score.10001mb.com
Q: Any1 know about car finance and bad credit?
If i had bad credit and needed car finance at normal rates does it make a difference if i put down a big deposit like 25-50%? Thanks
A: freecreditreport.hotusa.org - try this service to boost you credit score before getting loan. After credit repair you can get the loan with minimal interest rate.
Q: How do I get car finance, with a bad credit history?
I have a good job now but have a bit of a dodgy credit history so I keep getting refused car finance, please help!!!
A: 1. Get someone to co-sign for you.
2. To rectify your credit make sure you pay your bills on time, pay as early as possible. One day late hurts your credit score.
3. Get rid of all but 2 or 3 credit cards, don't get rid of the oldest ones, credit companies look to see how old those accounts are and it brings up you're credit score.
4. I don't live in your country so can't tell you where to go for a loan.
5. Putting down as much money on car purchase as possible will lower your interest rate and increase your chances.
Good Luck :)
Q: Can someone with bad credit finance a car with no money dopwn?
filled out a form online to help me find a finance deal with bad credit and recieved a call from a local dealership. He asked me to come in and I said I didnt have any money at the moment but was looking, He said I didn't need any money as it was no money down, I then told him how I have bad credit and he said he knows and that its ok that its been okayed.
So my question is, is it worth going in tomorrow? I dont have any money and he said the first payment wouldnt be due until next month along with insurance..i dont wanna go in and be pressured when I have no money atm, any ideas?
What kind of monthly payments can be expected? I really need a car now aswell..
A: Every dealer and on line lender will claim to be the best and will get you approved...They deal with high volume and how they really think...if you throw enough s*** against the wall something will stick
Your stepping on dangerous ground and you better have some knowledge, having blemished credit means high interest rates that outweigh the life of the vehicle and will still be making payments when the vehicle is scrap, its sad but true and it happens to many consumers with bad credit..
your # 1 priority should be how to repair your credit, go to this link on my site http://www.usedcartips.org/CREDI.html you will learn how along with how bad credit works.
buy the most inexpensive car till such time you have established some credit score.